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Cook County Home Advantage Program

Find the best down payment assistance program for your new home in Cook County, Illinois

Available to First-time and Repeat Homebuyers

Up to 5% in down payment and closing cost assistance

30-year fixed rate
mortgage loan

Simplify Your Homebuying Journey

Experience the power of down payment assistance with Club 720 and transform your dream home into reality.

Introducing a comprehensive down payment assistance solution, designed to cater to a diverse array of individuals and families aspiring to purchase a home in Cook County, Illinois.


This includes the vibrant City of Chicago, all other incorporated cities, and unincorporated regions within Cook County, Illinois.

The Cook County Home Advantage Program proudly collaborates with Club 720 to provide seamless access to budget-friendly grants and competitive mortgage loan products tailored to your needs.

Embark on your homeownership journey by clicking the button below and submitting your email to verify your eligibility for a range of programs available throughout Illinois.

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Are you Eligible?

Program Qualifications

The Cook County Home Advantage Program requires minimal criteria to qualify, making it accessible to a wide range of Cook County, Illinois homebuyers. Here are the qualifications:

  • Minimum credit score of 640

  • Must be purchasing a home within the the county

  • Purchase price and income limits apply

  • First-Time Homebuyers* must complete homebuyer education  










*Have not owned a home in the last three years.


Due to rising interest rates and unstable mortgage market conditions, the Cook County Home Advantage Program is getting a face lift. To find additional programs, please get started with the Club 720 mobile app.


Cook County Home Advantage
Program Partners

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