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Cook County Home Advantage

The Cook County Home Advantage Program is a down payment assistance tool that supports a wide range of individuals and families seeking to buy a home in Cook County, Illinois -- including the City of Chicago, all other incorporated cities and unincorporated areas of Cook County, Illinois.

Down Payment
Assistance Program

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Download the free Club 720 mobile app to check your eligibility

for the Cook County Home Advantage Program and other

programs available for Illinois homebuyers.

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The Ultimate Cook County Down
Payment 
Assistance Program

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Program Benefits

  • First-time and repeat homebuyers

  • Up to 5% in down payment and closing cost assistance

  • 30-year fixed rate mortgage loans: FHA and Conventional loans

  • Competitive rates

Minimum Qualifications

  • Minimum credit score: 640

  • Income and Purchase Price Limits Apply

  • Must complete homebuyer education  (courses typically take 4-6 hours to complete and are available for free through Club 720)

Download the free Club 720 mobile app to check your eligibility for the Cook County Home Advantage Program and other programs available for Illinois homebuyers.

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Due to rising interest rates and unstable mortgage market conditions, the Cook County Home Advantage Program is getting a face lift. To find additional programs, please get started with the Club 720 mobile app.

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For more information regarding the Cook County Home Advantage Program, please visit the FAQ page.

Cook County Home Advantage
Program Sponsor

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